Pesawise
★ For chamas, SACCOs & investment groups

Run your chama like an institution.

Track contributions, manage loans, hold meetings, and pay dividends — all in one place.

★ Built for African savings groups

Your group. Your rules. Your money.

Digital constitution, member-signed consent, secure voting, transparent ledgers. Trust by design.

★ From M-Pesa to balance sheet

One platform. Total control.

Stop juggling spreadsheets, WhatsApp groups and notebooks. Bring everything together.

1,200+
Active groups
KES 2.4B
Tracked monthly
98%
Member satisfaction
24/7
Always available
What we do

Built for the way African groups actually save.

Family. Group. Legacy.
Generations of saving, finally digital.
Pooled this month
KES 480k
+28% from last month
M-Pesa, bank, cash
All payment rails connected.
Members contribute via M-Pesa STK, bank transfer, or recorded cash. Reconciled automatically.
Trust, recorded.
Digital constitution. Signed by every member.
Made in Africa
Designed for KES, UGX, TZS — not Silicon Valley.
Live preview

See it in action.

A real product. Not a landing-page mockup. Scroll to explore.

app.chama.io/dashboard
Mwangaza Chama
12 active members
+9
Pooled
KES 480k
Loans
3 active
Members
12
This month
KES 36k
Contributions over 12 months
Top saver
Sarah Mwende
KES 84,500 saved
Loans
Active loans
3 outstanding
Jane Wanjiku
LN-001
KES 120,000
45% repaid
Peter Kamau
LN-002
KES 80,000
72% repaid
Mary Akinyi
LN-003
KES 200,000
18% repaid
Election: Board 2026
Vote: Chairperson
Sarah Mwende 8 votes · 67%
John Otieno 3 votes · 25%
Grace Kimani 1 votes · 8%
12 of 12 members voted · Closes in 3h
Everything in one place

Tools your group already uses, finally connected.

Members & KYC
Onboard, capture IDs and next-of-kin. Approve, suspend, exit.
Contributions
Monthly savings tracked per member. M-Pesa, bank, cash.
Loans
Apply, approve, disburse, track. Schedules and overdue alerts.
Meetings
Schedule, capture minutes, attendance, signed records.
Voting & elections
Polls, board elections, manifestos, confidential voting.
Investments
Track real estate, MMFs, dividends. Full P&L.
Constitution
Upload your rules. Members read and sign. Tamper-proof.
Multi-tenant
Custom subdomain, branding, forms. Mobile-first.
How it works

From spreadsheet chaos to total clarity — in 5 minutes.

01
Sign up
Tell us about your group: name, type, currency, expected size.
02
Add members
Invite or import. Set up contribution types and loan products.
03
Start tracking
Record contributions, hold meetings, approve loans, vote on decisions.
Pricing

Pricing that grows with your group.

Start with a 30-day free trial. No card required.

Starter
For small chamas getting started.
KES 0 / monthly
  • contributions
  • members
  • meetings
★ Most popular
Growth
For growing groups that need loans and reports.
KES 1,500 / monthly
  • contributions
  • members
  • meetings
  • loans
  • reports
  • sms alerts
Professional
For SACCOs and cooperatives needing accounting + governance.
KES 4,500 / monthly
  • contributions
  • members
  • meetings
  • loans
  • reports
  • sms alerts
  • accounting
  • governance
  • investments
  • api access
Enterprise
Custom limits, dedicated support, multi-branch.
KES 15,000 / monthly
  • contributions
  • members
  • meetings
  • loans
  • reports
  • sms alerts
  • accounting
  • governance
  • investments
  • api access
  • multi branch
  • priority support
  • custom domain

Bring your chama into the modern era.

Free 30-day trial. Cancel anytime. No card required.