Insights & stories

The Pesawise blog.

Stories, tips and lessons from chamas, SACCOs and investment groups across Africa.

5 rules every chama needs in their constitution

From contribution defaults to exit clauses — the rules that prevent the most arguments.

All community finance governance

From contribution defaults to exit clauses — the rules that prevent the most arguments.

M-Pesa is fast. Banks are formal. Most chamas need both — here is how to balance them.

Anonymous voting, clear nomination windows, and published manifestos prevent 90% of post-election arguments.